**READY TO OCCUPY, NO HOA FEES, FURNISHED OPTION & SPECIAL BUYER INCENTIVE!** Welcome to 45 Varney Street in Manchester, NH! This beautiful 3 bedroom, 2.5 bath townhouse-style condex offers three levels of finished living space, oak hardwood floors, and a peaceful riverfront setting. The inviting open-concept main level features a kitchen with granite countertops, gas stove, and eat-at counter flowing into the dining and living areas, plus a convenient half bath and direct-entry garage. Upstairs, the spacious primary suite includes a private ¾ bath and walk-in closet, along with two additional bedrooms and a full bath. The finished lower level offers flexible bonus space, storage, and French doors leading to a beautifully landscaped, fenced yard. Enjoy outdoor living with multiple decks and a patio overlooking the river. **NO HOA FEES!** The option to purchase furnished makes this an excellent opportunity for a primary residence or potential turnkey investment! Conveniently located near Manchester amenities, this property offers comfort, flexibility, and value. **BONUS! Sellers are offering buyer credits toward reducing your mortgage interest rate by up to 1 percentage point, potentially lowering your monthly payments!** Don't miss out; schedule your showing today! Virtual walking tour available.